Few of us would consider the possibility of not having homeowner’s insurance. Like paying for health insurance or utilities, it is just one of those annoying-but-necessary expenses we simply have to put up with, whether we want to or not, or whether we ever actually use it or not.
But have you ever stopped to consider whether you might be paying too much to insure your home?
The problem with expenses like insurance is that because we accept them as a fact of life, we don’t always think about making sure we are getting the best possible rate. The truth is that homeowner insurance policies can vary a lot, and even if you shopped around when you first purchased your policy, new options or reductions may have become available in the meantime. The most important thing to remember is that it is not your insurance provider’s job to make sure you are getting the best rate. YOU must be your own best advocate when it comes to paying less for insurance. As such, it is best to be vigilant about re-checking your policy once a year to make sure you are always paying as little as possible...
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