Improvements to Reduce Your Home Insurance Risk

Here are some suggestions to better protect your home that will help reduce your home insurance risks!

Insulation
Properly insulate and ventilate your attic.

Shingles
Replace your shingles if they are worn or curling.

Water Heater
Insulate your water heater, hot water pipes, and heating and cooling ducts.

Gaps Sealing
Seal gaps around doors, windows, and pipes.

Water Saving
Replace old toilets with water-saving models.

Heating and Cooling
When replacing your furnace or air conditioner, consider energy-efficient models.

Appliances
Replace older appliances with energy-efficient models.

Plumbing
Upgrade wiring and plumbing so that they are up to code standards.

Hot Water Tanks
Consider replacing hot water tanks that are over 10 years old.

Alarm & Monitoring Systems
Install home alarms and fire-monitoring systems.

Renovation
When renovating, look for options to make your home more energy-efficient.

Resistant Materials
Use materials that are resistant to hail and wind if you’re redoing your roof or replacing siding.