
Why Visitors To Canada Need Insurance Coverage
Medical care in Canada isn’t free if you’re visiting from another country, so even routine treatment can come at a steep price. Travel insurance gives you the protection and peace of mind in case of a serious medical event. It’s also required if you’re applying for a super visa.
Connect with a Nation West Broker today.
Contact UsCoverage Options For Visitors To Canada Insurance
Insurance for visitors to Canada offers a range of travel insurance options to suit your stay and your needs, whether you’re here for a short visit or an extended stay:
Emergency Medical Care: Covers hospital stays, urgent treatments, and physician visits in case of injury or illness.
Prescription Drugs: Pays for medications prescribed during eligible medical events.
Emergency Dental: Provides relief for unexpected dental pain or trauma.
Medical Transportation: Covers ambulance rides, and if needed, medical evacuation or repatriation.
Eligibility Requirements For Visitors To Canada Insurance
For starters, you can’t be already covered by a government health insurance plan.
Generally, you may be eligible if you:
- Are between 31 days and 79 years old
- Are visiting Canada for travel, business, or family reasons
- Are a new immigrant or a Canadian returning without provincial health coverage

Get Your Insurance Quote In Winnipeg Today
Looking for coverage before your trip starts? A Visitors to Canada Insurance Broker in Winnipeg can help you explore options that fit your stay. Get your free quote with Nation West today.
Get a QuoteWhy Choose Us
Nation West Insurance goes beyond quotes and policies—we put people first. Our team brings deep knowledge of coverage options and offers real guidance every step of the way.
- Flexible plans from top Canadian insurers
- Service in multiple languages, 7 days a week
- Local experts who know the fine print and what fits best in specific situations
Frequently Asked Questions
Coverage depends on the plan you choose and how your condition has been managed before your trip. Some emergency medical insurance policies offer protection for “stable” pre-existing conditions, provided there haven’t been recent changes in symptoms, treatments, or medications. These policies can help cover emergency medical treatment that arises while in Canada.
Most visitors choose at least $100,000 in medical coverage to help cover emergency medical expenses during their stay. Without a government health insurance plan, even a short hospital visit can be costly.
Yes, insurance can still be purchased after arrival in Winnipeg. Keep in mind that some plans may apply a short waiting period before medical care is covered.
After a medical event, you should gather receipts and policy info before submitting the claim form. Claims can be filed by phone, mail, or online. Insurers review the details and confirm if coverage applies.

How To Purchase Visitors To Canada Insurance In Winnipeg
Generally, you can purchase Canada health insurance in Winnipeg as a visitor through insurance providers. Begin your research online to request quotes or speak directly to a broker.
Compare policies carefully, paying attention to coverage limits, exclusions, and start dates. Once you’ve selected a plan, complete the application and make your payment.